PUSD Facts and Information » Healthcare That Supports Teachers' Families

Healthcare That Supports Teachers' Families

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Teachers are protected from automatic annual premium hikes imposed by outside providers—safeguarding district resources and preserving our ability to fund regular salary increases.
   
 
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Exceptional Coverage & Value
Family premiums: Just $60/month (same low rate for 10+ years)
Single premiums: Just $35/month
District contributions: $17,250/year (proposed increase to $19,500 per teacher)
One of the lowest-cost healthcare options in the region
Freedom to choose any specialist or doctor without referral, even outside the network
   
 
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Exclusive Family Benefit for PUSD Teachers
Enroll all school-age children in PUSD and receive:
  • $0 family healthcare premiums
  • Coverage continues until graduation
  • Significant savings while supporting PUSD schools
     
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District Comparison
 
PUSD
$17,250
($19,500 proposed)
Tulare Joint
$19,353
Burton
$18,835
Tulare City
$17,102
Visalia Unified
$14,466
Exeter Unified
$13,699
 
     
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Comprehensive Benefits Package
Medical
  • $20 office visit | $75 ER (waived if admitted)
  • $300 individual / $900 family deductible
  • $1,500/$3,000 max out-of-pocket
  • 100% coverage after maximum
  • 50% coverage out-of-network
  • Chiropractic coverage up to $50 limit per visit and a max of 36 visits per year
  • Telehealth coverage with $0 copay through Teladoc
 
Prescription
  • $10 generic prescription drugs
  • $20 name-brand prescription drugs
 
Dental (Delta Dental)
  • 70-100% incentive plan | $2,500 annual max
  • 100% accident coverage (up to $1,000)
  • 100% coverage preferred PPO plan
  • 50% coverage for orthodontics on preferred PPO plan
 
Vision
  • Exams, lenses, frames every 12 months
  • Only $10 deductible
     
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Long-Term Security
  • Retiree healthcare worth ~$172,500 (ages 55-65)
  • 401(a) retirement plan for teachers hired after July 1, 2020
     
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The Bottom Line
PUSD provides one of the most valuable healthcare packages in the region - with $0-$60 monthly premiums, strong district contributions, and retiree benefits that secure financial peace of mind.